Homeowner’s Insurance Policies

Homeowners Insurance is designed to protect your home against damages to the house itself, or to possessions in the home. Homeowners Policies also provide liability coverage against accidents in the home or on the property. Whether someone slips and falls on your icy driveway or trips over an extension cord, we will make sure your liability limits are adequate for any situation. As your lifestyle and your home changes and evolves, so should your homeowners insurance

Auto Insurance Policies

No matter how careful you are, automobile accidents can happen anytime and anywhere. Know that you have the protection you need. Whether you’re driving to work, in a super market parking lot, or on a road trip with your family, it’s important to feel safe and protected when behind the wheel of a car. Being in an automobile accident can be a very emotional experience, but having the right insurance with the right company can help to ease a difficult situation.

Personal Umbrella Insurance Policy

A huge liability loss can strike at any time. One minute you’re driving down the road and the next you could be involved in a serious car accident. If you are found at fault in the accident, would you have enough liability insurance from your current auto policy to cover another person’s injuries?

Unfortunately, car accidents aren’t the only things you have to worry about these days. What if a person slips and falls on your icy driveway and sues you for his injuries? Do you have enough coverage under your homeowner’s policy to cover these losses or could you stand to lose everything — your personal assets and future earnings — as a result?

We encourage you to take this opportunity to learn more about how our Personal Umbrella Program can protect you — from the days it rains and especially from the days it pours

ATV Insurance

Many people today have a need for an ATV or Golf Cart. Whether you are a trail rider, hunter, rancher or you live in a gated community, a lot of people have added these units to their list of toys.Homeowner policies typically do not extend coverage to these type of units unless they are used SOLEY to maintain your premises. That is typically not the case. You may use it around your premises, but you may take it off your property for other uses as well. In order to protect these types of units properly, you must have an ATV or Golf Cart policy in force. These types of policies take the worry out of whether or not it is covered. They will give you the liability coverage to protect you against an accident and they will cover the unit itself in case of damage due to a theft, fire, vandalism or collision.

Boat Insurance

Leave your worries ashore with our boat insurance program. Our programs will cover your boat, motor and trailer from damage along with any injuries to your passengers. It will also protect you from any liability arising out of an accident.